Smarter Finance USA

Why Smarter Finance USA Exists

Smarter Finance USA exists for two reasons:

1. Small businesses aren't always well served by banks or the SBA to provide the capital they need to grow their businesses.
2. Since the non-bank lending market is totally unregulated, it's hard for a small business shopping for alternative financing to find real information and be treated in a fair and transparent manner.

Quite simply, 85% of small businesses who apply for bank or SBA financing are turned down, and small business owners absolutely need financing, whether for receivables, equipment finance, or just working capital.

The problem is that small business owners shop for alternative financing, a lot of the time they will not be talking to folks that have their best interests in mind. It's not uncommon for small business owners who talk to an alternative lender to be lied to about the rates, terms, and other key variables they will need to make an informed decision about what sort of financing to acquire.

 

What Will Smarter Finance USA do Differently

Throughout our website, you'll find explanations in great detail about different types of financing, how to qualify for it, and what it costs. Our commitment to you is simple

1. Tell you the truth, the whole truth, and nothing but the truth, even if you don't like it.
2. Give you all the information you need to find the right solutions for your business, even if that means the best solution for your business is to use somebody other than us for financing.
3. Let you make the decision - if you need business equipment or a business loan, the rates will be what they are, and with the real information, you get to decide whether your purchase makes sense for your business or not.

We think this is fair trade and look forward to the opportunity of earning your business.

Get information about financing your business - with no lies, no scams, just the truth!

These problems can be solved by us. Vendor Equipment Finance If your equipment is used in any industry (construction, medical or other), obtaining financing for customers can be crucial to helping you close the deal. Leasing heavy equipment is a way to finance, lease or finance construction. Healthcare Practice Financing Healthcare companies are safer than most other types of businesses. It's therefore often simpler to get financing.

For financing new medical practices, this is especially true. Our foodservice business financing has helped many restaurant, foodtruck, concession trailer and brewery owners to consider both equipment and working capital options. Truck Leasing Financing I don't know if there is a question that we are unable to answer about leasing or loans for semis or vocational trucks. It was an amazing experience working with Anthony Alvarez.

He made buying a truck in another state easy and smooth. I was always able to reach him by phone and he helped me throughout the entire process. Christine Wright Great company, great communication. When I came to him to finance a truck, I left with two trucks.

Nick and his staff have the skills necessary to make it happen. They are a great choice for anyone who is looking to finance equipment. Stephane Mapouka